Comparison Table of Different Finance Solutions

The following table provides a quick and easy way to compare the options available to you if you are a homeowner living in the UK.

Question	Homeowner Loan	Unsecured Loan	Remortgage	Bankruptcy
Will my credit record be affected by doing this?	No	No	No	Yes
Will my existing mortgage stay unchanged?	Yes	Yes	No	No
Could I borrow up to £250,000 if I have enough equity?	Yes	No	Yes	No
I have mortgage arrears, could I still qualify?	Yes	No	Yes	Yes
Could I use this for almost any purpose?	Yes	Yes	Yes	No
Will I be able to avoid selling my home?	Yes	Yes	Yes	No
Can I do this over 5 to 25 years , depending on my age?	Yes	No	Yes	No
Could I be hit with an early settlement penalty on my mortgage?	No	No	Yes	Yes
I have CCJ's, could I still qualify?	Yes	No	Yes	Yes
Is it a confidential procedure?	Yes	Yes	Yes	No

Complete our short form on this page or call us on 0131 447 1236 to see how we could help you obtain a homeowner loan.