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Homeowner Loan Frequently Asked Questions.
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You can borrow any amount from £10,000 up to £250,000. |
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How long can I repay this new loan over? |
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Loans can be arranged over any term between 5 and 25 years. |
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What purposes can I use my loan for? |
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You can use your loan for practically any purpose, to consolidate other loans and credit card debt, home improvements, dream holiday, newer car, wedding. |
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Can you offer competitive interest rates? |
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We have over 600 loan plans available for homeowners and are confident that we will be able to offer some of the lowest rates in the uk. |
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I have a poor credit history, could you help me? |
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We have vast experience in helping people with a range of debt problems. For example county court judgements, defaults, and mortgage arrears. Complete our short enquiry form and see what we can do to help. |
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I am self employed, can you offer me a loan? |
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We have helped many self employed people obtain loans. You may have audited accounts to prove your income, or you might want to avoid disclosing your income and we can often help with self certification of income. |
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What happens after I complete the loan enquiry form? |
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When we receive your loan enquiry we will search for the best loan plan to suit your circumstances from our panel of over 600 loans. We will give you a loan approval decision in principle within 1 hour of the loan enquiry arriving at our office . |
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How quickly can I get my loan? |
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We aim for approval in principle within 1 hour of your application. Professional underwriters will guide you through the loan process and are available to answer any questions. Our vast experience means we can usually complete loans quicker than most. The quicker you submit a loan enquiry to us the quicker we can help you obtain the loan you require. |
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Can I repay the loan early? |
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Yes you can repay the loan whenever you wish. Your loan documentation will give example settlement figures and you will receive a borrowers information guide with this paperwork which will explain the process in detail. |
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Can I insure my loan repayments? |
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Yes, many customers decide to take advantage of payment protection. Payment protection gives peace of mind.
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Who can apply for a loan? |
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Almost any homeowner with a mortgage could apply for a loan. You may be employed or self employed. You could have a good or bad credit history. You may have equity in your property, or you may have little or no equity in your property. |
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As long as you are a homeowner with a mortgage, we will try to obtain the best loan to suit your circumstances. |
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Complete our short form on this page or call us on 0131 447 1236 to see how we could help you obtain a homeowner loan. |
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